With the current economic climate, owning a home has become an expensive commodity. You have to pay for the house, utilities, insurance, taxes, maintenance, upkeep and a lot more. This is the reason why house share has become quite popular. It is a solution to addresses the housing needs of people who cannot afford home ownership.

House share is the common term used to describe a household where a group of people, usually unrelated, live together. The owner opens his home and offers rooms to rent to accommodate others. Living with others, especially those whom you don't know or are unrelated to you is difficult, but here are several reasons why people prefer this method of living.

Reduces Cost of Living

Keeping a home means a lot of expenses. When you decide to go for house share, you have your house mates to split the living costs with thereby decreasing your cost of living. The expenses that you normally pay for when you have a place of your own, such as rent or council tax, will be greatly reduced when you opt to reside with others. Utility bills, on the other hand, for water, electricity and gas will go up. But you don't have to worry because the increase is usually proportional to the number of additional residents in the property.

Improves Lifestyle and Social Life

If you want a higher level of accommodation or reside in a more convenient location but you can not afford to do so, sharing a home with other people will make it happen for you. Socially, house share allows you to meet new people, especially when you are new in town or city. You can benefit a lot if you have a housemate who has lived in the area long or who has knowledge on the locale. Persons who choose to share a house usually are interested in socializing. Your social network builds as you meet your house mates, their friends, friends of their friends and so on.

Weekday Accommodation

Some employees opt to house share when their home is far away from their workplace. For instance, a man works in the city but lives in the country. Instead of taking a long and expensive commute back and forth from his house to work, he can just rent a room from Mondays to Fridays and go home on the weekends. This option can save a lot of time, energy and money.

University Homes

Usually, there are homes near campuses of major universities that are open for house sharing. They are mainly for students who do not like to reside in university dorms but still like to live a short distance away from school.

Before deciding to house share, first know what you are getting into. Remember, you will be living with unfamiliar people coming from different backgrounds so take time in selecting a house you would like reside on. After you find a house, be sure to treat your housemates well. Maintain a good relationship with them to make the shared house a home.

While it does not happen very often, renting can be better than buying a home. If you belong to the group of people faced with the scenario where renting would make sense than buying, you might think that you would have an easier time as home-buying is probably one of the more complicated processes that people have to go through in their lifetime.

Renting is not as complicated as buying a home, I'll give you that. But it does not make it easy per se. There are still a lot of things to consider like the location of the property you would be renting, the monthly rent, the documents you would be required by your prospective new landlord to submit, and a host of other things.

Like home-buying, it could be made easier if you go into it armed with the right information and has a good idea what to expect. There are a lot of individuals who had a hard time on their first try to rent a home because they were taken aback at the subtle complexity of the agreement between them and the landlord.

In this article, I would like to highlight your rights as a tenant. This is important to learn especially for those who are going to rent a property for the first time. You do not want to be trapped in an agreement that would be beneficial to the landlord only and might even be detrimental to your finances.

Your first right is that you should reside in the property without any disturbance. This can be interpreted in a myriad of ways. But simply put, the landlord should treat you as if you own the home. That means they cannot have people looking in and around the property without your permission. Some tenants tend to let these little things go but if you think that your right is being violated, you should take it up with the landlord as soon as possible. Also, make sure that it is explicitly stated in the agreement.

It is also your right as a tenant that the property that you will live in has no defects that could put your life and properties in danger. If the defect was discovered while you are already living in the property, it is your right to have the damage rectified. Of course, any damage that you might have caused means you would have to shell out for the repair.

Tenants also have the right to be given a statutory period of notice by the landlord if the latter wants to terminate the agreement. This is only applicable if you signed a contract with a clause for early termination.

Knowing your rights as a tenant would not only make your renting experience a smooth one. It would also protect you from whatever untoward incident that could arise between you and your landlord.

What is a rent to Own?

Rent to Own seems to be the hot topic of conversations over the past couple of years. So what exactly is Rent to Own and is it a good option for people looking to get out of renting and tired of making their landlord rich?

A rent to own is where you lease a home, but you also control the property by having the option to purchase it at a later time during your lease period. The owner cannot market the home for sale, since he/she is bound by the agreement to sell the home to you at a pre-determined price that you agree on before you move in. There is two parts to the agreement:

The first is a standard lease that spells out the monthly rent, and other standard lease terms.

The second part is a Real Estate Option. This is a one way agreement that binds the Seller to sell to you at an agreed upon price. The Seller has to sell when you want to buy (during the option term), but you don't have to buy if you don't want to. That is why it is a one way agreement.

Who pays the property taxes and insurance during the Rent To Own?

The property owner is responsible for paying the tax and house insurance. You are responsible for paying the monthly rent (that remains the same for three years) and utilities until you actually complete the purchase.

I am renting now, how is this different?

This is a way to help you get started toward BUYING your own home. Part of your rent payment goes towards the purchase of the home you are in. Instead of throwing your money away each month on rent and having nothing to show for it at the end of the year, with Rent to Own, each month a portion of your monthly payment (typically 20%) is credited toward the purchase of the home.

My credit is less than perfect, can you still help me?

Yes, in many cases most Rent to Own companies can assist. If you qualify for a basic rental agreement, then it's likely you can be helped to get into your own rent to own deal provided you have a minimal down payment. The minimal down payment is typically between 2-3% of the purchase price of the home but may vary from company to company.

Can I have my lawyer look at the paperwork?

Yes, it's a good idea to have legal representation however, if you choose not to, that's fine as well. You are highly advised to consult a reputable licensed legal representative although there is no law that makes this compulsory.

Does the whole process work like a normal sale?

No, the process works a whole lot faster than the usual bank method. Approval can usually be granted and delivered within a few days. From there, all that is needed is for you to pay the deposit, sign the agreement and move in - it's as simple as that.

Can I renovate my home?

In most cases Yes. As long the owner is contacted prior to any major changes and the work is performed by a qualified trade's person. Apart from most Rent to Own companies have no problem with it as you are improving the value of your home which is beneficial to you when it comes to refinancing.

In order to purchase your own home, in most cases you need to meet the following three criteria;

1. Good Income
2. Good Credit Score
3. 5% Down Payment

If your missing one of the three above and your tired of throwing your hard earned money away, Rent to Own may be a great option for you and your family.

There are five main pitfalls that many lease options investors make - especially in their early days. Here I hope to help you avoid them.

Rushing to complete your first deal. Commonplace with new entrants to the phenomenon. Maybe it is that they feel that they 'have to' get that first deal under their belt to prove that they are a success, maybe it is that they need immediate cash?

DO NOT RUSH into your first deal, it can cost you dearly if you do. In reality the first deal that you are offered will probably not work for you.

DO NOT focus on sellers in financial difficulty, these people may be quicker and easier to get your first deal from but their financial instability could be your ultimate downfall and loss maker.

BE PATIENT, it will save you a lot of time and money in the long run - and you will make loads!

Buying with no financial reserve. The mantra that you can buy a house for a pound (£1 in the UK or $1 in the USA) - which is not true anyway - gives the impression that you do not need any financial backup either (and by financial backup I refer to credit cards or savings).

This is also borne from the idea that lease option properties do not have any void periods - untrue. They may have comparatively fewer void periods but they are not totally immune from them. For example; if a property needs some repairs before a tenant can move in, what happens if the deal goes sour, what if the tenant-buyer does not exercise their option and you need to find another? As an investor you must have the funds to cover these eventualities.

Again, patience is a virtue, if you are new to lease options and do not have the financial backup necessary, why not become a 'finder' and offer your deals to other investors for a fee and use your earnings to build a reserve for your own deals?

Make sure the legal paperwork is watertight. Lease options can help people in many different situations and in most cases the results will be spectacular and very rewarding but you have to be prepared for the worst. There are rare occasions where you may even end up in court.

Although this may be unpleasant, if your legal documents are skilfully prepared by a solicitor who specialises in options, you can win your case.

Do not fall into the trap of using a template agreement - these are a good base from which to work but they are not a fit every situation solution, they must be tailor-made. Never cut corners here - it will be a very costly mistake.

Offering a purchase price that is too high. At the time of writing property prices are flat, but a lot of people still expect a price rise again - sometime..

The problem is that sometime is no time, no one knows how long it will take for prices to start to recover.

Do not be over optimistic when you make your offer, do not base it on house prices in the future, base it on today's market value, in this way losses (if any) are minimal and other difficulties are avoided.

Be careful what you invest in. Package deals may seem very attractive - especially to the beginner - but they can be a minefield even for the seasoned investor. The source must be reliable and the deal well founded, is it legally protected? Is it sustainable, or is it someone moving their dross onto the unsuspecting?

Do your due diligence. Dig out and check all the details before you buy as if it were your own and if you are not sure get advice.

Rent-to-own is a lease option that allows the potential buyer of a property to rent the property before they buy it, the nearest you will ever come to a try before you buy in the property industry.

A rent-to-own contract gives the buyer (what may also be known as a tenant-buyer because they are tenants with the aspiration to home ownership) the right to buy the lease optioned property at a previously agreed price with a defined time frame.

To qualify for this privilege the tenant-buyer has to make their payments on time and treat the property as their own, i.e. carry out all said maintenance on the property and keep it in good order.

Rent-to-own is incredibly flexible, it can solve problems for investors as well as individuals alike.

Tenants who aspire to home-ownership are willing to pay more because they gain the following benefits:

• Their purchase price is fixed at the time the agreement is made, it will not change during the lifetime of their tenancy - they are not chasing house prices or ever-increasing demands for larger deposits.
• The tenant can treat the property as their own from the day that they move in.
• The time taken to the point at which the tenant can move in is much shorter than when buying using traditional methods.
• Every penny spent on super-rent (i.e. a rent that is higher than the normal market rent) goes towards the agreed house price just like an overpayment on the more widely used mortgage.

The tenant can decide the best time for them to buy and they can even decide not to buy at all.

If at the end of the term the tenant can still not meet strict mortgage lending criteria, it is possible to extend the term until they can, or until they can find another method through which to make the purchase.

From the investors point of view, lease options also have many advantages, for example a tenant-buyer pays a deposit of up to 5% of the agreed purchase price when they take over the property, thus providing a cash sum to the investor.

Tenant-buyers pay super-rent providing cash flow.

Tenant-buyers take care for and look after properties as if they were their own - after all one day they do aspire to own it. This keeps down maintenance costs and void periods. If they do not maintain the property (as part of the agreement) they forfeit the right to buy.

If a tenant-buyer defaults on payments, or decides not to buy, the investor may keep the deposit and all the super-rent as long as this condition is clearly set out in the option agreement and signed at the outset.

Helping potential house-buyers to move into their home without the worry of a mortgage is a satisfying experience and there are many benefits for both parties in this excellent win-win business.

Landlords have been having trouble with the Housing Benefits for a very long time. When the announcement came from the government regarding the cut backs for housing benefits, the landlords were understandably upset. The long standing problems with waiting for payments and disputes around repayment when a tenant does not disclose his circumstances and entitlements have left landlords feeling that the housing benefit was simply not working. Over the last few years some of the changes have meant that the landlord was not receiving the payments directly, leaving the landlord in a very risky position with a greater potential for arrears.

The original local housing allowance was meant to give the tenant encouragement to shop around for the best rental rate and allowing them to pocket £15 per week for the difference between the rent paid and the allowance. The government has now decided to scrap this idea as it appears not to be working.

The changes that are being proposed will be in the elimination of the five bedroom category and the capping for a four bedroom at £400 a week. This will put an end to some current £2000 per week payouts in some parts of London. The top allowance for a one bedroom will be £250, for a two bedroom £290 and a three bedroom will be £340.

Another change will be the end to the £15 weekly excess that certain customers were receiving. The government is also stating that from 2013 tenants who are out of work and have claimed Job Seeker's Allowance for more than 12 months will have their housing benefit reduced by 10% in the hopes that this will give them incentive to do whatever necessary to get back to work.

As with any transition it is expected to be problematic and this is why the government has agreed to increase its contribution to the local authority for discretionary housing payments. Current levels were previously at £20m a year which increased to £30m in 2011/12 and will increase again to £60m a year come 2012/13. Although this sounds excessive, in comparison the current cost of housing benefit is £20bn annually, which the government predicts would grow to about by 2015/16 if changes were not implemented.

It was also announced that there would be an increased provision within the housing benefit for disabled people or tenants who had long term health problems that have a 'proven need for overnight care' - by way of inclusion of an additional bedroom to fit into the size criteria that is used to assess claims.

The government is trying to equalize the system to make it fairer and a more sustainable Housing Benefit. It would eliminate the present situation where people receiving Housing Benefit are able to live in very expensive properties where most working people would not be able to afford. The new system would make it fairer for low income working families and for the taxpayer. The average housing allowance claimant will see a decrease of about £12 per week, however there are some who will see a decrease of significantly more.

Not everyone is impressed by these proposals and there is no doubt that there will be a sharp increase in rent arrears and possibly homelessness. Large city centres such as London could have potential housing crisis just because the cuts will have more of an impact.

Landlords will definitely have to take a closer look at their properties as well as the market they're targeting, especially those who are targeting the Housing Benefit tenants. Only time will tell how much of an affect all of this will have on the housing industry.

If you think that your loved one (your parents or your grandparents) need everyday care from you but you are too busy with your work and you do not know about medical stuff, you just need to find assisted living communities to get a direct assistance for everyday tasks such as bathing, dressing and meals. A community of assisted living is commonly trained well and they are assigned to monitor the one who are in care in 24 hours per day. Moreover, every assistance has different specialty depending on their level. So you can choose the one that suits your need for your loved one.

Moreover, the assistance that you employ can help you in finding transportation to the doctor appointments when you cannot do it. You can ask the residence in choosing the appropriate medical, health, or dental care services to your seniors. They ones who are in charge can take care problems related to housing, health care, recreational programs, meals and other needs of your seniors who cannot live on their own. The seniors who need assistance are those who are already old and cannot do something by themselves but they still have spirit to live and improve their health and independency.

Even when you are renting an apartment or condo to live in, you should heavily consider getting some renter's insurance while you are a tenet. This type of insurance coverage is a wise choice for anyone who is renting or considering renting an apartment, condo or even a rental home. It may not seem like it, but the average person has well over $10,000 worth of personal belongings. An entire family has much more than that. What surprises most people after doing some research, is that most renter policies are very affordable and offer ample protection for their belongings and health. When researching various policies, make sure the one you choose addresses the following key areas.

While your landlord will have coverage on the building itself, his insurance does not cover any of your personal items from damage or theft. Renters insurance is a great way to cover your personal property like furniture and clothing. You can't account for the habits of your neighbors, and if a fire was started in your building, you could lose all your possessions. Without a large personal savings or a renter's insurance policy, this could be a major setback in your life.

Another key item to look for in a renter's insurance policy is personal liability coverage. If another person is injured in your apartment, or you are held responsible for their injuries, this will cover those injuries up to the set limit in the policy. You may also be covered for damages you do to another person's property at your home and even anywhere else you might go. A renter's insurance policy will protect you and your income by defending you should another person attempt to sue you for injury or damage to their property.

If there was catastrophic damage to your home while you have a renter's insurance policy, you would likely also receive the benefit of loss of use coverage. This would compensate you for having to make other arrangements for a living space while your apartment is unlivable. Another item to look for is the compensation of lost or damaged property to be paid at the market replacement cost.

Lastly, there are a couple of other points you may want to consider when choosing a policy that fits your needs. You may want to be sure of the limits that medical payments will pay for the expenses of guests that are in your home and are accidentally injured. Medical bills and even potentially physical therapy can add up in cost very fast. There are some personal items that meet the limitations of a rental policy and may require you to make special arrangements for these items. Items such as money, items belonging to a home based business, jewelry, firearms, valuable antiques and computers should have their own insurance schedule to be fully covered.

Magazine Subscriptions Related to Entertainment

If you want movie making magazine subscriptions, you should primarily focus on some powerful content related to behind the scene interviews. You should also try to read experiences of some of the great directors and also information about powerful scripts.

If you are interested in script writing, you should subscribe to magazines which provide information and experiences of top screen writers of all time. In such issues, you will find some very interesting articles on these subjects as well as other valuable content.

Magazine Subscriptions and Influential People

You can also find magazine subscription offers in the entertainment genre which spotlight some top influential people in the film industry. The content in these magazines is specialized and advanced, and can provide you with particular insights into the entertainment world.

Trade Magazines

There is numerous trade magazines which can provide you with information related to the development and production related aspects of various trades, and film making is one of them. In such magazines, you will also find specific interviews by some of the top producers, directors and captains of the movie making industry.
If you cannot afford regular magazine subscriptions, but have the desire to acquire them, it is better if you search online. By doing this, you can find some good subscriptions at affordable discounts. Purchasing magazine subscriptions online is especially beneficial when you live in a remote place where specialized magazines are not available.
You can utilize the internet and fulfill your dream by subscribing to these magazines and learn how the professionals succeed in the entertainment industry.

Having a well-managed rental property is something that can make a big difference to whether your rental investment will be a profitable one in the long term. Self-management is always an option, but having a professional property management company is recommended for landlords without great experience in running profitable investment properties, or without enough time to do so.

The first step to choosing a good property management company is to do your research. This need not be a complicated task, if you know what you need to look for. Search online for "property management" and see which companies have the best reviews from their past and existing clients.

Make a short list of viable options that you find, and then arrange to meet them at their offices for an 'interview'. This can of course be conducted over the phone if an in-person meeting is not possible for any reason. You can also do this casual interview at the property that you want to let out. You need not interview more than a handful of the best contenders, as it can be time-consuming.

The purpose of the interview is to get a feel for the property management (or lettings) agent and to see if they will meet your requirements. Some attributes to check for, when looking for a good property management company, are the following:

• Do they have a successful track record.
• Are they honest, transparent and dependable.
• Do they have a branch in your convenient location.
• Do they have access to a comprehensive list of tenants.
• Are they capable of effectively marketing your property.
• Do they have operating hours that fit your requirements.
• Do they have different flexible and comprehensive level of services.
• Do they have qualified and highly experienced staff.
• Do they have a passion for what they do.

Other more practical, or operational, services that they may offer are the following: Written procedures for employees and residents, tenant selection and referencing, preparation of tenancy agreements, full written and photographic inventories, arranging of check-ins and overseeing check-outs, full rent collection service, landlords paid via BACS each month, regular property inspections with a full maintenance service, serving of eviction notices, legal assistance, notifying utilities at the beginning and end of tenancy.

You may not require all of the above-mentioned services right away, but it is best to find property managers that will be able to fulfil all of your current requirements, as well as any possible future needs that you may have.

Both Tenants and Landlords alike need to be very cautious and diligent when it comes to reading the tenancy agreement in order to be fully aware of any charges that might be listed. Any contract should be read carefully and if anything is unclear or questionable, then a solicitor should be engaged so as not to make any mistakes that could ultimately cost either party a great deal of money. Since there are no specific rules or regulations surrounding the charges that can be made when it comes to letting a property, both parties will want to go over the contract with a fine tooth comb.

As a landlord you need to be sure there aren't any hidden costs. There have been several cases recently that have brought forward the idea that even the most experienced agents can make mistakes that appear to be misleading their clients. It's not usually on purpose but that doesn't mean that you shouldn't be wary and cautious.

A couple of the clauses that have been found recently in landlords contracts;

"Landlord to pay 11% commission of the annual rent to the agent if the tenant stayed in the property beyond the initial term of the contract. This was even if the agent played no part in negotiating for them to stay on in the property."

"Commission of 2.5% of the property price should a tenant buy a property from the landlord and this again was even if the property agent played no part in the sale procedure."

Because of clauses such as these plus many more that are bound to be out there, it is necessary to read and understand your contract fully before signing. Especially if you're new to the letting business you could be saving a possibly costly mistake.

Of course it goes without saying that tenants should also be reading their contracts very carefully in order to avoid costly charges that you weren't aware of prior to signing. No matter whether you're at the beginning, middle or end of a tenancy or looking to extend the lease, it could be in your best interest to have a solicitor check over the contract before you sign. Make sure you take your time and don't feel pressured into signing before you feel completely comfortable you understand what it is you will be responsible for.

Signing a legally binding document of any kind makes it extremely important that you be aware of absolutely everything before you sign on the dotted line. Don't be afraid to ask questions or to get a second opinion, especially if that opinion is that of your solicitor. So make sure you Read Your Contracts Carefully!

There are two events that can have a major effect on a lease options deal. These are the death of the seller and if the seller goes bankrupt.

Both events can either stop a deal in its tracks or merely act as a slight hiccup in the proceedings.

The event of the death of the seller need not be the end of the lease option deal because the agreement is legally binding and is part of the estate of the vendor. The snag may come from one of two sources - the lender or the relatives of the deceased.

In most cases mortgage lenders do not insist that a mortgage is repaid at once upon the death of the owner, they give a period of time before full settlement is required - in this case giving the investor the time to exercise the option agreement. The problem arises if the lender learns of the option agreement after the death of the owner, they may try to repossess in which case the option will be compromised.

Useful tip: If the owner had life insurance that covers the mortgage in full, it leaves the option holder free to purchase the property as previously agreed.

The other snag may arise when there are relatives who were expecting to inherit the property and they suddenly find that they are not going to get it after all! They may try to convince the powers that be that their relative signed the contract under duress, or that they did not know what they were doing - did not take legal advice and so on. These people could be of the mindset that they are going to get the contract rescinded so that they can get what they want.

To avoid the hassle of problems occurring upon the death of a vendor ensure that the lender knows of the agreement at the start, make sure that your paperwork is watertight and that the vendor has visibly signed the lease option agreement willingly and not under any pressure. Check to see if they have life insurance to cover the mortgage.

Where bankruptcy becomes a problem an option agreement can be over-ruled if the court believe that the property has been sold for less than its market value.

The simplest way to avoid this rearing its head is by not investing in a property where there is a strong possibility that the owner will need to file for bankruptcy - we all know that situations can change, but by then the option may well have been exercised. Also, avoid taking on part of a portfolio of a landlord who is struggling - this spells a disaster in the making.

As always performing due diligence before signing the contract will save much money and tears in the long run.

The buying and selling of property is one of the most important transactions that keeps business turning throughout in the world. Strict lending criteria means that property markets stall.

When you move to a new city, one of the first things you must do is find out where the rooms to rent are. Often this job comes second to packing or finding a moving van. You may tell yourself you can find a hotel to stay at temporarily and look for rooms to rent or a house share later. But at the price of hotels these days you might run out of money before you find a permanent home.

So, what kind of place should you start looking for? Little things certainly count. A landline may be more convenient in this city than a cell phone. An air-conditioner, television and maybe even some sheets for your bed might be in order. Don't worry, because there are professionals out there who make a living helping people find perfect new homes.

Choosing a house share or searching for rooms to rent in a strange city can be disturbing, even terrifying. But if you stay calm you can make a solid decision. Maybe a house share will fit your budget. Or perhaps you need to be close to work, and you don't have time for a big social life. Then you might want to rent a room near your job, perhaps searching for a place with a private bathroom.

Do you want your rent to be due each week or each month? You may want a room unfurnished so you can fill it with stuff you already own. Or maybe you've just gotten a divorce and wish to start fresh. Furnished rooms to rent would allow you to start the first day prepared to take on the future. All the matching of designs and colors, and all of the hauling of furniture across town could be avoided by renting a furnished room.

If you want to find the spirit or soul of a city, move right in with its inhabitants. You may benefit socially by taking a couple of classes at the local college. You might try looking for rooms to rent where there are games, indoor or outdoor. This is a great way to meet people and get started in your new life. Depending on the weather, you might want a pool or access to a gym or tennis courts. Maybe you are attracted to the kind of community that has stunning architecture and green trees and plants. There may be a certain type of street design that appeals to you.

To rent a room there are many things one must consider. It could be all the ideas discussed so far have nothing to do with what you want in a room or house share. Maybe you would just like to move out into the country and put the worries of the city behind you. As long as you have adequate transportation, there's nothing wrong with escaping. The point is you need to find the environment to live in that will allow you to go in the direction you want to go.

There are various window boxes available in the market. Different size, different design, different color, and different material are available for you to be chosen. Everything must be fit to your window and your wall, size, design, and color. You need to measure your window first before you buy the box to prevent too big or too small. Commonly you need box length in same measure with your window width or a couple inches more than your window width, but not smaller than your window. The size of your house also needs to be considered. For the design and color, you need to fit it with your window and wall design and color. In case you find perfect design and color for the box, but not find the right size, you should ask if they provide you with custom window flower box. If they provide it, you can order the exact size you need and they will make it for you. You may need to wait for couple of days until it ready to for you.

Material use for the window box is another important thing. PVC box is become new trend nowadays. You can find various design and color of PVC window boxes. It can be popular because so many reasons. First reason is that PVC box is quite affordable if your compare it with metal box. PVC box made from solid material and paintable. It feels like a wood but never rot for easy maintenance. PVC is lightweight and easy to install.

For aesthetic reason, you can add bracket to your window flower box. The box has securely bolt on the wall and do not need another support, but if you add bracket in beautiful design it will look better.  The same color is preferable, but if you want to mix and match, it is better.

It isn't because of your charming personality, though that may be part of it. It isn't because of the way your property looks, though they may say it is. It isn't because of what their friends told them, though the glowing reports may have gotten them to call you. No, your prospective tenant wants to rent your property for another reason.

But everyone says we're supposed to do all those things, be pleasant, crisp up our properties, and get referrals. Yes, we are. But when it comes down to an applicant filling out a rental application, those aren't the deciding factors. In fact, the deciding factors are things we may not be able to put our finger on.

In spite of what your applicants might tell you and what they actually might believe themselves, they do not want to rent your property because of your charming personality, how beautiful it is, or what their friends told them. It goes far deeper than that.

Everyone, whenever he or she buys anything, buys what the product or service will do, not the feature that enables it to do that. People buy benefits. So, as the old adage goes, people don't buy a quarter-inch drill; they buy what the quarter-inch drill will get them, and it's not the hole. They are buying the hole that will provide them the opportunity to put whatever it is through that hole. Just so, tenants don't rent a property because of its features but rather what those features will do for them.

Geoff Ayling, in his book Rapid Response Advertising, lists 50 reasons people buy. All of those reasons have to do with what features do for people, not the features themselves.

What then, is the benefit of your charming personality? One reason Ayling lists that people buy is "to become more comfortable-even a bit more." Another is "To escape or avoid pain." Still another is "to be accepted." So your charming personality makes people more comfortable, helps them avoid the pain of a bad landlord and makes them feel accepted.

How about that beautiful property you own and meticulously maintain? Ailing lists more reasons. "To increase enjoyment of life," "to possess things of beauty," and "to feel opulent." A beautifully maintained property can feed each of those reasons.

And the recommendation of their friends? Ayling lists "to attract praise," "to buy friendship," and "to be popular." Certainly an applicant's friends would praise him or her for taking their advice. And buying friendship? That's a stretch, but it might go along with being accepted, doing double duty with your charming personality. And certainly increased popularity goes along with agreeing with a friend's recommendation.

Here's the important point. We certainly should be charming (or at least kind of nice), have great looking properties, and encourage referrals, but we will help ourselves if we ask questions and add comments that help an outstanding applicant make the right decision. That sounds difficult, but it is actually easy.

Talk about what the features mean, your charm, the property's excellent maintenance, their friends' referral. So your being such a nice person could mean that you always look to make your tenants feel at home and comfortable. The excellent property maintenance means they won't have constant issues and irritation with broken things that they have to call about. They can count on feeling proud of where they live.

And their friends? They have good sense in referring these applicants to you because they are true friends. After all, only true friends will want friends to live in a great place.

Let's be charming, keep our properties in outstanding condition and encourage referrals, but let's also make sure we let our applicants know what all that will do for them.

Some 25 years ago Bob Cain went to a no-money-down seminar and got the notion that owning rental property would be a great idea. He bought some.

Trouble was, what he learned at the seminar didn't tell him how to make money on his rental property. He went looking for help in the form of a magazine or newsletter about the business. He couldn't find any. Always ready to jump at a great idea, he decided he could put his speaking and writing skills to work and perform a valuable service for other investors who needed more information about property management. So Bob dug out the secrets, tricks and techniques of property management wherever he found them; then he passed them along to other landlords.

Some common mistakes can occur in the leasing process and they should be avoided wherever possible. Here are some ideas:

1. Always qualify the tenants before you release property detail to them. More often than not, the enquiry may not be genuine and may be another real estate agent in the local area.
2. Take the tenants through the property yourself so you can identify any needs and issues that can affect their decision.
3. Always follow up the prospective tenant after the inspection process so that further information can be provided on any issues that have arisen.
4. Ask the tenants if they have inspected other local property with other agents recently. It is likely that their relationship with other agents can undermine your inspection and negotiation process.
5. Always understand where the tenant is coming from and going to. There is likely to be another property that they lease or own and will require assistance moving away from.
6. Never give the property keys to a tenant and allow them to inspect the property without you. Uncontrolled keys are a recipe for a leasing disaster.
7. Understand where the tenant is currently operating the business and how successful it has been over recent time. Failure to do so may see you spend time on a lease deal that is not achievable.
8. Always get the lease documentation signed, guarantees in, and rental paid before any occupancy is provided for the tenancy.
9. Always get the lease documentation signed, guarantees in, and rental paid before the premises is provided for fitout modification.
10. Get a sizeable bank guarantee or bond to protect the landlord in the leasing process.
11. It is preferable for a solicitor on behalf of the client to prepare the lease document. The lease document should be designed for the needs of the building and of the future occupancy. Generic lease documentation may be cheap and easy, but rarely does it completely cover the unusual issues and events from the property.
12. Keep the tenants under control in the inspection process and most particularly keep them with you. Many tenants have created damage or been injured in an uncontrolled inspection process. Personal injury and damage claims result.
13. Make sure the landlords insurance covers your property inspection process as a real estate agent from the aspect of public liability. When injuries occur on a property during an inspection, it is both the property owner and the real estate agent that will be pursued for damages.
14. When inspecting property for lease, make significant notes regards conversations and representations. Keep those notes for future evidence against any misunderstandings or claims.
15. Ask about any notices, orders, or restrictions that may have been applied to the property by the local council or building authority. They can impact the permitted use of the premises.

When leasing commercial property, it is your preparation and diligence to the task that will keep you out of trouble. Understand the property in every respect before any tenants are taken to the property.

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Looking for a new apartment can be difficult and take up a lot of your time. Where do you look for information? Which apartment is located in the best spot? It can be difficult to know if the community you are looking at has all the amenities you would want. Before signing a lease, be sure that you consider several things before making a commitment.

• Take some time to read about your prospective apartment and find out what utilities they might include with your rent. Some utilities can really add up in living expenses. If you're lucky, your heat or your electric might be included with your rent and that's a big money saver each month.
• Having the right location for an apartment can be beneficial. Being able to shop for groceries, golf and get to work easy can save on gas and your time. Wear and tear on your car and the cost of gas adds up in the course of a year.
• Ask and see if there are different lease terms at the apartment community you are thinking of renting from. Many places offer 3, 6, 9 and 12 month contracts.
• Educate yourself on what the apartment complex charges your to break your lease contract early. Some apartments may only charge you one months rent, while others will not let you break it. This can be useful should life changes occur.
• Ask around and see if there are any incentives for signing a lease with any particular community. Many apartment complexes will offer move in discounts on rent, deposits and other promotions that can save you money. Some rental finder sites on the internet will even offer you cash rewards or gift cards for using them as your referral on your lease.
• Look around the internet on message boards and blogs to see what the word is from people who live in the apartments you are looking at. Check and see if people are angry with the apartments or if they are saying good things about life there.
• If you have a pet, you will have to make sure that the apartment you wish to rent from will allow your companion. Most places will charge an extra deposit for a cat or dog. When living with a dog, you will need to make sure there is enough outdoor space for exercise and even going to the bathroom.

If you can find an apartment website that has all the apartment choices mapped for you, it might make choosing the right one easier. When evaluating an apartment, be sure to ask to see what the lease agreement looks like and what kind of facilities they have on-site. Be sure to also take a trip over to the apartments you find interesting, checking over the grounds and a demo apartment.

If you have lived in your current leasehold property for a period exceeding two years [and your original lease was granted for at least 21 years], you may be legally entitled to extend your lease by a further 90 years.

The question of whether or not you can actually extend a lease on your own will be very much dependent on the extent of your knowledge of the law that surrounds this procedure. As this can prove to be an absolute legal minefield for the majority of people, most people sensibly get the help of experienced professionals in the field to make the most of your chances of a stress free lease extension.

The first thing you need to be aware of is that there are a number of criteria that need to be assessed before the business of extended lease can be completed. This means taking into account issues such as the amount of ground rent (known as the 'peppercorn rent') you pay annually, the remaining term left to run on the lease, and the current market value of the property in question.

It is strongly recommended that you instruct two separate professionals to assist you when you want to extend a lease. These are as follows:

Valuer:

It is the job of the valuer to best advise you on the kind of scenarios you can expect under your circumstances. This will mean that they should furnish you with the best and worst case valuations. They will advise you on the best rate to include in the official notice that will be forwarded on to the landlord; they will then negotiate with the landlord on your behalf; and respond to any counter-notice that may follow.

Solicitor:

The solicitor, acting on your behalf, will help you to identify the 'competent landlord' if there is any doubt as to who they are. Even that is not always as easy as it sounds. They will also help you to prepare the official notice needed in your application for an extended lease; liaise with the landlord if and when any additional information is required to support your claim; and undertake the formal legal work to extend a lease.

As you can see, there are a number of formal procedures set out in the lease extension legislation that must be adhered to, if and when a person decides to extend a lease. It is therefore important that you instruct the correct professionals to assist you in this process - and that both the valuer and solicitor you appoint our specialists in this area. Bear in mind most surveyors and most solicitors don't often come across extended lease applications. It is extremely unlikely that your legal knowledge in this area will be strong enough to cover all possible outcomes and official procedures involved.

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Leasing commercial office space is a common issue to which many business owners devote much thought. Success or failure in this decision relies on one's ability to select and then negotiate for commercial real estate that is best suited to a business. After selecting the right location for the company and making the final rental decision, the next phase is the leasing process that will involve formulating significant portions of the lease agreement. The following is this process from start to finish.

Step 1:Analyze the Lease Requirements and Needs

The rapidly changing business world believes that the words 'growth' and 'risk' are interchangeable. When securing commercial property for a business operation, it is both exciting and frightening. A company undoubtedly aims for success but may encounter several hazards along the way. This is common in running any type of operation, so an owner must stay focused and concentrate on fulfilling all basic goals.

Basic Goals in Acquiring New Property:

• Growth- The new location should provide room for business growth and expansion.
• Transferable- The agreement should be transferable without penalty.
• ROI- The new location should deliver a high return on investment during the entire length of the contract.
• Increase Profits- The new location should help increase cash flow to counterbalance the cost of relocation and still allow for a positive net income for the company.

Terms of Lease

To avoid future complications, it is important that a business owner understand and analyze the terms of the office lease. Both tenant and landlord should know the obligations, terms, and conditions relevant to the property rental.

The terms of the lease should clearly outline the following:

• Length of Contract- Clearly state when it begins and ends.
• Monthly Payment - Declare any escalation of the monthly rent.
• Annual Lease Amount- Outline the total rent paid in a year.
• Category of the Lease- State specifically whether net or gross category.
• Clauses- As applicable for both tenant and landlord.
• Renewal- The right to renewal of the agreement, usually by both parties.
• Obligations of Both Parties- Specific declaration of who is responsible for what office items, such as renovations, repairs and maintenance.
• Security Deposit- How much of a deposit is required as well as any conditions for its return to the tenant upon satisfactory completion of the contract.
• Rights to Termination- Defines how both sides may terminate the contract.
• Taxes- Itemization of which party is obligated for assessed property taxes.

Working Space Requirements:

• Utility and amenity services
• Furniture and equipment
• Physical dimensions
• Proper lighting
• Dividers for office cubicles

Step 2:Inspect the Premises

After determining the basic company requirements, it is important to visit the various properties available for rent for space planning and general comparison purposes. Ensure that the new location will satisfy the needs of the company.

Step 3:Secure Necessary Documents

Once a decision has been made as to which property to lease, the final documents must be drawn up to process the lease agreement. The documents needed are:

• Letter of Intent
• Offer and Acceptance Agreement
• Lease Agreement
• Fit-out Period

All documents should be prepared ahead of time so that either party can have the paperwork reviewed by a real estate broker or attorney if necessary.

The commercial lease process can be lengthy; with the proper guidance, it can be headache-free and a successful outcome for both the landlord and tenant. For those interested in the final steps of 'Advice, Negotiate, Forms and Handover,' that portion will be covered in another article. The first steps listed here to analyze, inspect and secure will hopefully head any business to securing the best commercial office lease for their company!

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When leasing commercial property, every tenant will have their own priorities in the leasing process. Importantly you need to understand what those triggers may be and provide as many solutions as possible to negotiate and close the deal.

In this property market and economy, tenants are a precious commodity. They should be sourced and protected so that the rental for the property is maintained. Aggressive landlords in this market should rethink their rental strategy so it does not push tenants away from the building.

Some of the significant hurdles a tenant faces in relocating can be motivators when they are addresses by the landlord or agent. Here are some for you to consider:

1. The time of access to the new property
2. The services and amenities that are provided in the new building
3. The configuration of the improvements that are located in the new building
4. Termination and make-good from the lease and the current property they are located in
5. The available fitout configuration in the new premises
6. The available lease incentive for the new premises
7. The level of rental that commences at the start of the lease
8. The rent review profile and escalation of rent over the term of the lease
9. The availability of an option to extend the lease for a further term of occupancy
10. A rent free period to allow the tenant to undertake fit out works
11. Car parking and storage on site
12. Naming and signage rights

The only way to fully understand the tenant's priorities and hurdles is to question them through these issues above. In most cases they are the main hurdles that most tenants see in relocating.

It is recommended that you have a checklist similar to that above together with any other special property factors that you can identify. The qualification process as you take the tenant in and around the property is therefore more direct and meaningful. You can provide the real information that motivates the tenants to make a quick and easy decision.

Whilst it should go without saying, every tenant inspection of a commercial property that is available for lease should be followed through by the real estate agent within 24 to 48 hours after the inspection. Within that time the tenant will have created a list of questions or opinions that apply to the inspected property. Following the feedback from the tenant, it pays to communicate with the landlord and provide up to date tenant responses.

In commercial real estate and retail property leasing, an existing vacancy can be a significant drain on the property performance. That is because the tenants and the customers to the property see the vacancy each and every day. The perception is that the property and the landlord have problems that need attention. This is where the real estate agent can provide real value and strategy to the landlord in resolving the vacancy problem. The agent is the property pain relief that landlords and property owners need.

Here are some traps and pitfalls regards property vacancies:

1. Existing tenants will use the existing vacancy elsewhere in the property as leverage in negotiating the next rent review
2. An existing vacancy will impact the net cash flow for the landlord
3. An excessive threat of vacancy will impact of the next loan extension or finance negotiation for the landlord
4. Existing tenants in the property will use the vacancy factor in the property as leverage to reduce their rental in any extension of lease or exercise of a lease option.
5. A high vacancy factor will frustrate the payment of outgoings for the landlord from the available gross income for the property

The vacancy in a property should always be avoided through careful lease negotiation with sitting tenants. Should a tenant be indicating that they will move from the property, it is better to start the leasing marketing and negotiation early so that the vacancy downtime is minimised.

To minimize your vacancy factors as the property manager or leasing manager, it pays to monitor the growth and movement of tenants in comparable properties nearby. This enables you to understand the well performing tenants that can be influenced to relocate in your property.

Another aspect to consider in optimising your property occupancy is in the maintenance of the premises and the offering of superior services and amenities to the tenants. Most tenants will relocate elsewhere if they can see a greater level of comfort and operational economy in a building nearby. Protect your tenants otherwise you can loose them.

Keep on top of your tenant movements, the anchor tenants in your building, the anchor tenants in other buildings nearby, and the business trends in the area. All of these will influence future leasing decisions and relocations. Successful investment property is built on the back of a successful business community. You simply need to find the businesses that are performing well and who want to take advantage of the current competitive rentals.

In commercial real estate leasing or property management, you will come across tenants inquiring about vacant space just about every day. Whilst it is nice to have the enquiry, qualification is the key before you move on the matter.

To get the space leased as soon as possible, it is essential to understand the history of the tenant and their relative strength that they can bring to the building. Tenants will not always tell you the whole truth when they first enquire regards the property vacancy.

Here are a couple of issues which are very common in commercial property management and leasing when you take the enquiry from tenants.

Are they looking at other property as well? It is very common for tenants to look at a number of properties in the local area. They sometimes use the negotiation of one property against the other as a point of negotiation on reducing rental. Other agents may also claim the introduction of the tenant to attract commission in a lease deal.

The time that you spend with a tenant may very well be a waste of time if they have a number of other properties on the inspection or negotiation agenda. They can also be working with a few agents.

To deal with this issue, it pays to question the tenant deeply regards their awareness of the local area and what they have been looking at. Here are some key questions:

• What do they know about the local area regards transport, regional demographics, community infrastructure, services and amenities, and business activity?
• What properties have they looked at recently?
• When do they need to move?
• What is the absolute 'must have' that will impact their leasing decision?
• Are they working with any other real estate agents locally? If so who?
• What do they know about rentals in the local area?
• Are they currently leasing premises elsewhere which will impact their decision on relocation?

Have they got the financial capability? There is no point inspecting a property with a tenant if they do not have the financial capability to pay the rental. The qualification of tenants should occur over the telephone initially and then in a meeting before any property inspections are arranged.

Here are some questions to assist with the tenant qualification process:

• Are they paying rental on other property and if so what are the details?
• What is the size of their current premises?
• What rental guarantee or bond can they contribute to the new lease that they negotiate?
• What requirements do they have of the new property in fitout design, incentives, and services and amenities?
• Get details of their previous landlords and seek approval from the tenant to contact and verify the facts from the other landlord the occupancy detail.
• How long has the tenant been in business in the local area or elsewhere?
• Get some business history and evidence of business performance from the tenant and their accountants and or financiers. Seek agreement from the tenant to talk to their accountant's regards business performance.

Whilst it is great to have an enquiry for a new lease in your vacant property, always qualify the tenant before you start giving away a property detail and arranging inspections. The landlord that you act for would expect such simple levels of business qualification.